Chapter 263

Emma's face turned pale, “You told Ritchie?”

“Not yet. It's your job to tell him,” Aurelia said sternly, “What I need to discuss with you right now is something far more serious.”

Emma flinched slightly, “What is it?”

Aurelia took a sip of her coffee before slowly saying, “Ritchie is indeed a landlord, and our ancestral house is jointly owned by our families. The rental income is decent because it's in a good location, but it's not enough for him to buy a house outright. For you, he’s taken out a usurious loan.”

"What did you say?” Emma jumped up from her chair in shock.

“You need to persuade him to sell the house immediately and pay back Baily. In a month, that won't just be four million dollars, and he'll probably never be able to pay it back,” Aurelia said in a grave tone.

Emma couldn't believe what she was hearing. Just yesterday, she felt like she was on cloud nine, finally able to have her own home in Elysium. Today, she was kicked straight into the abyss.

"Why should I believe you?”

“You two are legally married. All assets and debts are shared. I've informed you about this debt, so you're now in the know. If you do nothing, you'll end up shouldering this debt with Ritchie,” Aurelia said seriously.

Emma was anxious. In an instant, the diamond ring in her hand felt incredibly heavy, so heavy she could barely lift her hand.

Suddenly, she felt nauseous and covered her mouth, dry heaving a few times.

Aurelia looked startled, “Are you pregnant?”

Without thinking, Emma clutched her stomach. She had only just found out, thinking everything was perfect, only to realize it was all an illusion. “You've been laughing at me behind my back this whole time, haven't you?” Emma said.

Aurelia stared at her, “Ritchie forged my signature, making me his guarantor. If he hadn't dragged me into this, I wouldn't have interfered or exposed you.”

She paused, “When you get married, you should be honest with each other. So what if you come from a less affluent background? Most people in the world are salary earners, living off their hard work, and there's nothing wrong with that. If you sell the house, pay off the loan, and buy a new one with a mortgage, it will be great. Isn't that how most people do it?"

Emma bit her lip and walked out. That afternoon, she took the day off. By the time it was evening, Ritchie called.

“Aurelia, I'm telling you I'm not selling the house. If I can’t pay off the loan, you can sell the ancestral house to pay it off.” Ritchie said angrily.

Aurelia snorted, “Do you believe me if I say I'll call the police right now? Forging signatures for loans is a fraud, with four million dollars at stake, you'll be in prison for at least ten years.”

Ritchie threatened, “If I end up in prison, Grandma would be too anxious to survive. Then your whole family will be labeled as unfilial.”

"Don't try to guilt-trip me, it won't work. If you're stubborn, the one who'll suffer will be you. Loan sharks aren't as gentle as me, they can do anything. Emma is just pregnant, so you wouldn't want your child to be born without a father, would you?”

“If you don't let me live, none of you will have an easy life either. You're about to marry into a wealthy family, do you care about this amount of money? If you don't help me pay back the loan, I'll make sure you won't live to marry into that family.” Ritchie hung up after saying this.

Aurelia leaned back in her chair with ponder. After a long time, she dialed Baily's number.

“It's me, Aurelia. I told you this morning that the guarantor document is fake, so you won't be able to use it to claim your money. Seeing that I'm about to marry into the Stirling family, you should understand that nobody would dare offend the Stirling family.”

"What do you want?”

“It's only fair to pay back the money you owe. Ritchie borrowed money to buy a house, you should get him to sign a valid guarantor document.”

He understood her meaning, saying, “I'll consider it as showing respect to the Stirling family.”

2/2

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