Chapter 177
Wanda had done her research before deciding to start her own business.
First, she posted on the Widetalk Community, asking what projects could make money quickly for college students who were starting a business.
The Widetalk Community was a hidden gem, harboring elites from various fields.
Ignoring some joking replies, she browsed through several serious responses and analyses of the commercial situation.
One senior member replied that she should either venture into the internet industry or start a short–term loan company for quick lending.
She could also try stock trading and futures if she had the courage.
ich Wanda had.
dabbled in the stock market, she had–heard warnings about its risks, so she
decided to give up on stock trading.
After some screening, she set her sights on the internet and short–term lending.
After reading several articles about internet development trends, she suddenly had a bold idea. What if she could combine the internet with a loan company to find customers and lend money online?
With this idea in mind, she contacted her cousin, who was studying finance at Sunnyside University. Her cousin was impressed by this idea and decided to return after graduation to join her.
After that, Wanda came up with the name “online lending“.
This secret was only known to her cousin, Christine, and Phoebe.
Phoebe was her dorm mate and had become her confidante. Without her consent, she would never tell
anyone else about it.
Could it be Christine?
But that didn’t seem right. The three of them had dinner together last night. After a few drinks, Christine
even confessed that she used to have a crush on Carlisle, but she had completely given up.
Plus, she hadn’t sent Carlisle a message on MSN messenger recently.
Just then, she received another message from Carlisle. Wanda quickly checked her phone.
Carlisle: “I was just guessing!”
After sending this message, Carlisle couldn’t calm down for a while.
Carlisle had thought that only he could drive the times forward, but he hadn’t expected Wanda to also
push forward an era–defining product because of his influence.
Online lending was created in 2005 in Aviaria. The first domestic online lending company was established around 2007. Online lending really boomed after 2010.
Chapter 177.
In his past life, Carlisle had borrowed from many online lending platforms. At that time, there were countless online lending platforms available.
While they were convenient, the interest rates were terrifyingly high. Some unethical online lending companies could cause harm to young people.
For a moment, Carlisle even considered stopping Wanda from promoting online lending. But then she realized that even if he stopped Wanda, the online lending industry would still rise with the internet’s development.
Instead of stopping her, it would be better to support her. She would grow this online lending company
into a leader in the field and establish regulations for the online lending industry.
Another message from Wanda came in.
Wanda: “You’re really amazing. Could it be that you’ve also had this kind of idea?”
Wanda felt that Carlisle, who had transformed from a poor student to a top student and was admitted to
Riverland University within a month, must have a very sharp mind.
So, it was reasonable to think he could come up with ideas similar to hers.
Carlisle. “I did have this idea before, but I felt the risk was too high, so I gave up on this path.”
In this day and age, there were pros and cons to doing online lending. The advantage would be that Wanda could have this piece of cake all to herself since there were still no online lending companies.
The downside was that the credit system wasn’t perfect yet, and most ordinary families didn’t have smartphones. When borrowers default, how would they be tracked down?
Wanda understood that Carlisle was warning her about this industry’s risks. She quickly edited her response and sent it.
Wanda: “High risk, high return, right? I think doing business is like gambling. Either you make a small bet or a big one. Besides, the amount of money I’m putting in isn’t too much anyway!”
Carlisle chuckled and replied, “Alright, then I wish you success!”
He knew Wanda was starting her business for him. If she wanted to try, then he would let her try it out. With him backing her up, she wouldn’t fail in her entrepreneurial venture.
Wanda: “Hehe, let’s work hard together! By the way, how’s your game studio doing?”
Carlisle: “Very smoothly. I expect it to start turning a profit next week!”
Wanda: “So soon?”
Wanda was surprised, but she felt happy for Carlisle.
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